Column | The platform bank built for scale
Column NA Member FDIC
Move, hold, and lend the dollar at scale
The only nationally chartered bank designed to help you build and fund new financial products
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Operating AccountNew York, NY
$10,293.29 USD
John DoeLondon, UK
£9,102.07 GBP
Completed
International Wire
Outgoing
Moving hundreds of billions a month for the world's most sophisticated tech companies and financial institutions.
As the banking backbone for the most technically advanced companies, we provide speed and control through our advanced regulated infrastructure.
Learn about our bank
$2T+
Annual transaction volume
99.999%
Uptime, highest of any bank
No. 1
Issuer of real-time payments in the US
$100B+
International payments processed annually
Operating Account••• 9921
$12,340,111.89USD
Operating Account••• 9921
-$48,920.21 USD
Payroll Clearing••• 7310
$48,920.21 USD
Operating Account••• 9921
-$4,250.00 USD
Reserve Account••• 5580
€4,240.00 EUR
Brex uses Column as the banking layer behind a business spend platform
Bank Accounts
Domestic Payments
International Payments
No one comes close to Column’s level of technical infrastructure.
Pedro Franceschi, Founder and CEO, Brex
Operating Account••• 9957
-$12,291.00 USD
Settlement Account••• 4124
$12,291.00 USD
Operating Account••• 9957
-$8,450.00 USD
Vendor (EUR)••• 4421
€8,210.00 EUR
Mace Montana
Mercury uses Column to build modern personal and business banking
Bank Accounts
Domestic Payments
International Payments
Card Programs
Our engineers love their platform. It’s great to have a partner like Column that moves and ships as fast as us.
Immad Akhund, Co-founder & CEO, Mercury
Operating Account••• 9957
-$8,450.00 USD
Vendor (EUR)••• 4421
€8,210.00 EUR
Mace Montana
Ramp uses Column to issue and manage corporate cards in certain international markets
International Payments
Card Programs
It’s mission critical that partners move at our speed and Column has delivered.
Eric Glyman, CEO, Ramp
Linda Hawthorne
$20,203.23
Debt consolidation5-year term
Jacob Raye
$20,203.23
Credit card refinancingJun 10, 2025
Audrey Martell
$8,871.72
Home improvement3-year term
Best Egg partners with Column to scale personal loans
Lending
Credit Origination
Column’s modern platform empowers Best Egg to scale and better serve consumers seeking flexible financial solutions.
Paul Ricci, CEO, Best Egg
Request
$3,923.70
ACH
Outgoing
Submitted
Column NASender
Chase AccountReceiver
Response
The only bank built from the ground up for developers
Column was built by engineers to solve our own frustrations from working with existing banks.
Read our docs
Close to the metal
We built our core, ledger, and tech stack from scratch. We run our own dedicated hardware that connects to the Federal Reserve, TCH, and Swift to give you granular control and freedom from vendors and middleware.
Scale for every size
We move at your speed and speak your language. Column is the only bank with the technology, experience, and balance sheet to grow with you through any stage: from seed-stage fintech to global financial institution.
Flexible building blocks built on USD
Unlike existing banks, Column was built from day one to provide you with fast, programmable infrastructure for the dollar. Our built from scratch technology allows you to build the product you want.
Company
Column
Middleware providers
-
Core systems
-
Sponsor banks
Federal Reserve
Payments products
Leverage Column's direct connections to the Federal Reserve, The Clearing House, Swift, and card networks. Pull and push money to any bank account in the United States or globally.
$3,923.70
ACH
Outgoing
Completed
DescriptionVisa Settlement
Routing Number121145307
Account Number••••• 9957
Bank Accounts
Instantly spin up flexible checking, savings, trust, subledger, clearing, and sweep accounts. Use one or millions of account numbers to point to a single account. Programmatically create disposable accounts. All FDIC-insured.
Tax Reserve Account
$1,249,133.61
Overdraftable
Card programs
Manage and scale your own card program to optimize interchange and credit revenue. Launch a debit, credit, unsecured, charge, or secured card program. Bring your own balance sheet or utilize ours.
4081Virtual Card
Mickey Morelli
Mickey Morelli
Card ProgramsBook TransfersLoan Origination
Lending
Expand your program nationally with credit origination, warehouse, and forward flow facilities. Grow originations faster with dedicated Column funding from day one.
Business Loan
Jun 15, 2025
$1,000,000.00
Revolving
USD
Term Loan
May 5, 2025
$2,000,000.00
Revolving
USD
Line of Credit
July 1, 2025
$3,000,000.00
Revolving
USD
Bridge Loan
December 1, 2025
$4,000,000.00
Revolving
USD
Equipment Finance
Jun 4, 2025
$5,000,000.00
Revolving
USD
Business Loan
Jun 15, 2025
$1,000,000.00
Revolving
USD
Loan OriginationDebt FinancingLoan Purchase
$3,923.70
ACH
Outgoing
Completed
DescriptionVisa Settlement
Routing Number121145307
Account Number••••• 9957
- Technology companies
- US Banks
- International Banks
- Real Estate
Build financial products that scale with your business. Column provides the banking infrastructure that powers the next generation of fintech applications, from payment processing to lending platforms.
Technology companies need banking infrastructure that's as flexible and scalable as their codebase. Column's APIs enable you to embed banking directly into your applications, offering everything from real-time payments to programmable bank accounts. Whether you're building a neobank, payment processor, or lending platform, Column provides the foundation you need to focus on your core product.
Building blocks for the future
of financial products
Lightweight payments &
deposit products
Flexible card products for
your program
Scale lending programs
faster and cheaper
Start building today
Build your own products, on your terms, without layers in between.
DocumentationExplore our APIs
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Products
- ACH
- Wire
- Realtime
- Book Transfers
- Checks
- Bank Accounts
- Loan Origination
- Loan Purchase
- Card Programs
- Debt Financing